PSHB provides health plans to eligible postal employees, retirees, and family members.
Open Season 2026
APWU Health Plan is here to help you find answers to your questions and choose health insurance that is right for you. Our resource library includes materials you can download, links to helpful websites, and everything you need to make the most of your health benefits.
Postal Health Plans
PSHB provides health plans to eligible postal employees, retirees, and family members.
Federal Health Plans
Find information from OPM about health plans and insurance programs.
All Health Plans
Review OPM enrollment guidelines for non-career postal employees.
High Option
Consumer Driven Option
All Health Plans
Explore guidelines from OPM on maintaining your health coverage.
High Option
Consumer Driven Option
Postal Health Plans
PSHB provides health plans to eligible Postal Service employees and family members.
Postal Health Plans
PSHB provides health plans to eligible Postal Service retirees and family members.
Postal Health Plans
PSHB provides health plans to eligible Postal Service employees and family members.
Postal Health Plans
PSHB provides health plans to eligible Postal Service retirees and family members.
Postal Health Plans
COMING SOON: See 2027 APWU Health Plan coverage details for postal employees and retirees.
Federal Health Plans
See 2027 APWU Health Plan coverage details for federal employees and retirees.
Postal Health Plans
COMING SOON: See 2027 APWU Health Plan coverage details for PSEs.
Consumer Driven Option
DEFINITION
Receive a $25 wellness incentive added to your PCA for each family member who completes a yearly checkup or recommended screening.
DEFINITION
15% coinsurance: The percentage of costs you pay after you pay the deductible.
DEFINITION
A Copay is a fixed amount you pay for a covered healthcare service, usually at the time you receive the service.
DEFINITION
Plan allowance is the maximum amount a plan will pay for a covered healthcare service