The High Option pays 70% of the Plan allowance for dental office visits, exams, cleanings, x-rays, fluoride treatment, fillings, and simple extractions. Members pay 30% of the cost, plus any difference between our allowance and the billed amount (no deductible).
Save 20% to 50% on most procedures at thousands of participating dentists nationwide. Transparent pricing with fee schedules let you know what each treatment costs before your appointment.
Use your Personal Care Account (PCA)—up to $400 for Self or $800 for Self Plus One and Self & Family—to pay for dental care each calendar year.
If you’re eligible to sign up for APWU Health Plan, you can enroll in our Dental Insurance Plan. You’ll pay a separate premium for this plan and can use any dentist you choose. Enrollment is open throughout the year. This includes:
$0 deductible for preventive services.
$50 deductible per person (or a $150 family deductible) for basic and major services.
The Plan pays 80% of reasonable & customary charges for fillings and other basic services.
The Plan pays 50% of reasonable & customary charges for crowns and other major services.
Download our Dental Insurance Plan flyer to learn more about dental benefits and complete an activation form.
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In order to provide Postal Service employees and Postal Service annuitants with additional time to review and/ or change their health insurance enrollment during this inaugural Postal Service Health Benefits Program (PSHBP) year, OPM is extending Open Season through Friday, December 13, 2024, for the PSHBP.
This extension does not include the Federal Employees Health Benefits Program, Federal Employees Dental and Vision Insurance Program.