Health Plan Resources

APWU Health Plan is here to help you find answers to your questions and choose health insurance that is right for you. Our resource library includes materials you can download, links to helpful websites, and everything you need to make the most of your health benefits.

Benefits & Coverage

Employee Type
Benefit Type
Resource Type

All Health Plans

Infertility Medical Policy

Review coverage details for services to diagnose and treat infertility.

High Option

Consumer Driven Option

Federal Health Plans

Optum Rx Drug Pricing Tool

Calculate the cost of your medications.

Consumer Driven Option

All Health Plans

Search Choice Plus Network

Locate in-network medical doctors and providers.

High Option

All Health Plans

Search Options PPO Network

Locate in-network medical doctors and providers in Utah.

High Option

All Health Plans

Search Behavioral Health Network

Locate in-network providers for mental health and substance use care.

High Option

Postal Health Plans

Search Choice Plus Network

Locate in-network medical doctors and providers.

Consumer Driven Option

All Health Plans

Cancer Centers of Excellence

View a map to locate an in-network center near you.

High Option

Consumer Driven Option

All Health Plans

Medicare Advantage

View benefits for our UnitedHealthcare Medicare Advantage plan.

Medicare

Postal Health Plans

Keeping Posted

Find useful resources and links for USPS retirees.

All Health Plans

UnitedHealthcare Hearing

Explore hearing benefits for APWU Health Plan members.

High Option

Consumer Driven Option

All Health Plans

Medicare 101

Find definitions for key terms used in health coverage and medical care.

Medicare

All Health Plans

Careington Dental Plan

View plan features and explore discounts available for dental services.

Consumer Driven Option

DEFINITION

Wellness incentive

Receive a $25 wellness incentive added to your PCA for each family member who completes a yearly checkup or recommended screening.

DEFINITION

Coninsurance

15% coinsurance: The percentage of costs you pay after you pay the deductible.

DEFINITION

Copay

A Copay is a fixed amount you pay for a covered healthcare service, usually at the time you receive the service.

DEFINITION

Plan allowance

Plan allowance is the maximum amount a plan will pay for a covered healthcare service