Review the 2026 High Option Preferred Formulary prescription drugs.
Open Season 2025
Choose a health plan that offers low copays, affordable deductibles, and a nationwide UnitedHealthcare network.
With low copays and low deductibles, the High Option is a premier plan in the Postal Service Health Benefits (PSHB) Program.
$450 in-network deductible for Self or $800 in-network deductible for Self Plus One or Self & Family.
$25 copay for office visits, including specialists.
$30 copay for all urgent care centers.
$10 copay for retail non-specialty Tier 1 drugs.
Reduced premiums for 2026!
| PSHB enrollment code | Biweekly | Monthly / Retiree |
|---|---|---|
| Self - 23A | $107.15 | $232.16 |
| Self + One - 23C | $216.18 | $468.38 |
| Self & Family - 23B | $275.94 | $597.87 |
Download the APWU Health Plan postal flyer to learn about benefits and coverage details.
Find doctors and providers in our national network.
Locate behavioral health providers.
High Option members receive dental benefits as part of the medical plan, but you can get additional coverage by enrolling in the APWU Health Plan Dental Insurance Plan.
Behavioral health
Infertility services
Cancer Centers of
Excellence
Review the 2026 High Option Preferred Formulary prescription drugs.
Review the 2026 APWU Health Plan PSHB brochure detailing postal employee benefits.
High Option Members: See clarification for Section 5(c)- Services provided by a hospital or other facility, and ambulance services.
For most services in this section, a deductible is not required. The calendar year deductible only applies to outpatient hospital or ambulatory surgical center. If you have additional questions or would like to verify your benefits, please contact the Health Plan at 1-800-222-2798.
Discover the APWU Health Plan’s 2026 offerings, including the High Option and Consumer Driven Option plans. Learn more about benefits, coverage, and how these plans can meet your health care needs.
Visit our Virtual Health Fairs page to see the full schedule and register for upcoming sessions.