Open Season 2026
APWU Health Plan offers affordable coverage for employees and retirees eligible for Postal Service Health Benefits and Federal Employees Health Benefits.
High Option
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Consumer Driven Option
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Explore PSHB plans for eligible postal employees, families, and retirees
As a national preferred provider organization (PPO), APWU Health Plan offers a fee-for-service High Option and a Consumer Driven Option paired with a Personal Care Account.
Explore FEHB plans for eligible federal employees, families, and retirees
APWU Health Plan has proudly served employees and retirees covered under FEHB since 1960. Caring for you and your family guides our decisions.
Members love APWU Health Plan
Important Notice:
The PSHB Enrollment system will not show the APWU contractually negotiated rates for the Consumer Driven Option.
If you are eligible, your biweekly 2026 plan year rates are as follows:
The correct rates will be applied when USPS sets up your payroll deductions.
DEFINITION
Receive a $25 wellness incentive added to your PCA for each family member who completes a yearly checkup or recommended screening.
DEFINITION
15% coinsurance: The percentage of costs you pay after you pay the deductible.
DEFINITION
A Copay is a fixed amount you pay for a covered healthcare service, usually at the time you receive the service.
DEFINITION
Plan allowance is the maximum amount a plan will pay for a covered healthcare service