Health Plan Resources

APWU Health Plan is here to help you find answers to your questions and choose health insurance that is right for you. Our resource library includes materials you can download, links to helpful websites, and everything you need to make the most of your health benefits.

Benefits & Coverage

Employee Type
Benefit Type
Resource Type

All Health Plans

Health Insurance Marketplace

Visit the marketplace to compare plans outside of FEHB and PSHB.

All Health Plans

Bariatric surgery medical policy

Review coverage for members who need surgery to treat obesity.

High Option

Consumer Driven Option

All Health Plans

Healthcare and Medical Glossary

Find definitions for key terms used in health coverage and medical care.

All Health Plans

2027 Optum Rx Formulary Exclusions

COMING SOON: View a list of drugs not covered by your health plan.

High Option

All Health Plans

2027 Optum Rx Preventive Drugs

COMING SOON: See a list of preventive care drugs covered by your health plan.

High Option

All Health Plans

Puerto Rico Provider Directory

Find in-network doctors and providers in Puerto Rico.

High Option

Consumer Driven Option

All Health Plans

2027 Benefits Video

Get a quick overview of benefits and coverage for your 2027 plan.

High Option

All Health Plans

2027 Benefits Video

Get a quick overview of benefits and coverage for your 2027 plan.

Consumer Driven Option

All Health Plans

2027 Optum Rx Formulary Exclusions

COMING SOON: View a list of drugs not covered by your health plan.

Consumer Driven Option

All Health Plans

2027 Optum Rx Preventive Drugs

COMING SOON: See a list of preventive care drugs covered by your health plan.

Consumer Driven Option

Postal Health Plans

2027 Medicare Benefits

COMING SOON: Find out how Medicare works with your APWU Health Plan.

Medicare

Federal Health Plans

2027 Medicare Benefits

COMING SOON: Find out how Medicare works with your APWU Health Plan.

Medicare

DEFINITION

Wellness incentive

Receive a $25 wellness incentive added to your PCA for each family member who completes a yearly checkup or recommended screening.

DEFINITION

Coninsurance

15% coinsurance: The percentage of costs you pay after you pay the deductible.

DEFINITION

Copay

A Copay is a fixed amount you pay for a covered healthcare service, usually at the time you receive the service.

DEFINITION

Plan allowance

Plan allowance is the maximum amount a plan will pay for a covered healthcare service