Health Plan Resources

APWU Health Plan is here to help you find answers to your questions and choose health insurance that is right for you. Our resource library includes materials you can download, links to helpful websites, and everything you need to make the most of your health benefits.

Enrollment & Eligibility

Employee Type
Benefit Type
Resource Type

Federal Health Plans

2025 Federal Brochure

Explore benefits and coverage for our federal health plans.

High Option

Consumer Driven Option

All Health Plans

Drug Interaction Checker

Check to see how medicines, supplements, and vitamins interact with each other.

Postal Health Plans

2025 Postal Brochure

Explore benefits and coverage for our postal health plans.

High Option

Consumer Driven Option

Postal Health Plans

PS Form 3117

Use the PostalEASE Worksheet to manage your USPS non-career employee health benefits.

High Option

Consumer Driven Option

Postal Health Plans

PS Form 3119

Use this application to start or waive pretax payments of your health plan premiums.

High Option

Consumer Driven Option

Postal Health Plans

PS Form 3120

Use this form to verify your earnings as a non-career employee.

High Option

Consumer Driven Option

All Health Plans

Retiree Health Benefits Election Form

Use OPM Form 2809 to enroll in APWU Health Plan or change your coverage.

High Option

Consumer Driven Option

Postal Health Plans

2026 Postal Brochure

Explore benefits and coverage for our postal health plans.

High Option

Consumer Driven Option

Federal Health Plans

2026 Federal Brochure

Explore benefits and coverage for our federal health plans.

High Option

Consumer Driven Option

Postal Health Plans

2027 Postal Brochure

COMING SOON: Explore benefits and coverage for our postal health plans.

High Option

Consumer Driven Option

Postal Health Plans

2027 Postal Brochure

COMING SOON: Explore benefits and coverage for our postal health plans.

High Option

Consumer Driven Option

Federal Health Plans

2027 Federal Brochure

COMING SOON: Explore benefits and coverage for our federal health plans.

High Option

Consumer Driven Option

DEFINITION

Wellness incentive

Receive a $25 wellness incentive added to your PCA for each family member who completes a yearly checkup or recommended screening.

DEFINITION

Coninsurance

15% coinsurance: The percentage of costs you pay after you pay the deductible.

DEFINITION

Copay

A Copay is a fixed amount you pay for a covered healthcare service, usually at the time you receive the service.

DEFINITION

Plan allowance

Plan allowance is the maximum amount a plan will pay for a covered healthcare service