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Compare premiums for PSHB Program health plans

APWU Health Plan provides comprehensive, affordable health benefits for postal workers, families, and retirees covered under the Postal Service Health Benefits (PSHB) Program.

How much does APWU Health Plan cost?

As a member of APWU Health Plan, the premium is the amount you pay for your High Option or Consumer Driven Option plan on a biweekly or monthly basis. In addition to your premium, you may have other costs, including a deductible, copayments, and coinsurance.

High Option premiums

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Premiums

These are projections. Confirm your final premiums with Shared Services or your agency representative.

Premiums for Tribal employees are shown under the monthly premium rate column. The amount shown is the maximum you will pay. Your Tribal employer may choose to contribute a higher portion of your premium. Please contact your Tribal Benefits Officer for exact rates.

Consumer Driven Option premiums

Low rates with your own PCA

These are projections. Confirm your final premiums with Shared Services or your agency representative.

Premiums for Tribal employees are shown under the monthly premium rate column. The amount shown is the maximum you will pay. Your Tribal employer may choose to contribute a higher portion of your premium. Please contact your Tribal Benefits Officer for exact rates.

These are projections. Confirm your final premiums with Shared Services or your agency representative.

Premiums for Tribal employees are shown under the monthly premium rate column. The amount shown is the maximum you will pay. Your Tribal employer may choose to contribute a higher portion of your premium. Please contact your Tribal Benefits Officer for exact rates.

Need help finding a health plan that’s right for you?

Download and access Health Plan resources

PSHB Program: Open Season extended through 12/13

In order to provide Postal Service employees and Postal Service annuitants with additional time to review and/ or change their health insurance enrollment during this inaugural Postal Service Health Benefits Program (PSHBP) year, OPM is extending Open Season through Friday, December 13, 2024, for the PSHBP.

This extension does not include the Federal Employees Health Benefits Program, Federal Employees Dental and Vision Insurance Program.