COMING SOON: Explore benefits and coverage for our federal health plans.
Open Season 2026
Two affordable plans. One nationwide network to serve postal and federal members.
Use the Choice Plus network to search for providers nationwide. In Utah, use the Options PPO network.
Use any doctor or healthcare facility you want, but save money when you see providers in the network.
As a High Option member, your first two Teladoc virtual visits are free. After that, you have a copay of just $10 per visit.
Consumer Driven Option members pay 15% of the Plan allowance for a virtual visit, less than the cost of an in-person office visit.
To make quality mental healthcare accessible to everyone, we partner with Behavioral Health Solutions (BHS), offering a network that features 449K+ providers.
Federal Health Plans
COMING SOON: Explore benefits and coverage for our federal health plans.
High Option
Consumer Driven Option
Postal Health Plans
COMING SOON: Explore benefits and coverage for our postal health plans.
High Option
Consumer Driven Option
All Health Plans
Locate in-network medical doctors and providers.
High Option
Postal Health Plans
Locate in-network medical doctors and providers.
Consumer Driven Option
DEFINITION
Receive a $25 wellness incentive added to your PCA for each family member who completes a yearly checkup or recommended screening.
DEFINITION
15% coinsurance: The percentage of costs you pay after you pay the deductible.
DEFINITION
A Copay is a fixed amount you pay for a covered healthcare service, usually at the time you receive the service.
DEFINITION
Plan allowance is the maximum amount a plan will pay for a covered healthcare service