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Explore 2025 benefits for the Federal Employees Health Benefits (FEHB) Program

APWU Health Plan welcomes employees and retirees from all branches of the U.S. federal government. You can depend on an organization that has offered comprehensive coverage at an affordable price since 1960.

What are my health plan options?

APWU Health Plan offers a fee-for-service High Option and a Consumer Driven Option paired with a Personal Care Account.

High Option

Low copays, low deductibles, and a vast network of providers

Consumer Driven Option

Low premiums, an expansive UHC national network, and greater control

Health plan for postal support employee (PSE)

Nationwide provider
network

100% coverage for many in-network services
100% coverage for in-network preventive care
Personal Care
Account (PCA)
Wellness
incentives
Preferred drug
coverage
Eligible for
Medicare Advantage
Low deductible &
low copays
Eligible for Medicare Part D prescription drug plan (PDP)
Free lab
tests
Free accidental
injury coverage

Low premiums

For more details on each plan, select an option

For a detailed comparison of all benefits,

Eligibility and enrollment

All FEHB-eligible federal employees and retirees are eligible to enroll.

You don’t need to work for the U.S. Postal Service to enroll in APWU Health Plan. As part of enrollment, you will become an associate member of the American Postal Workers Union and be billed a $35 fee.

Ready to enroll?

Choose the option that works best for you:

  • Visit OPM online to download and complete the FEHB health benefits election form SF2809
  • Pick up form SF2809 in your employing office
  • Ask your agency if you can enroll online or by phone

Need help finding a health plan that’s right for you?

Download and access Health Plan resources