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Open Season 2026

Healthy Living articles

Our Healthy Living Open Season blog features a selection of articles that can help you understand health insurance, lower your healthcare costs, and get the most out of your health benefits.

Featured

Enroll in APWU Health Plan during Open Season

Update your health insurance benefits for the upcoming year.
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Enroll in APWU Health Plan during Open Season

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Latest Plan News

A doctor in a lab coat examines a young girl's foot during an office visit while the child's mom observes

Where to go for medical care

Before you head to the ER, consider your options for non-emergency care.
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A young man places his hand on his wife's belly to feel a kicking baby as the couple relaxes on a sofa.

Enroll in APWU Health Plan during Open Season

Update your health insurance benefits for the upcoming year.
Read more
As a family visits a park, a young son sits on his dad's shoulders, while his mom embraces her husband and smiles.

Are you eligible to enroll in APWU Health Plan?

APWU Health Plan offers PSHB and FEHB coverage for America’s workforce.
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Mom, Dad and their young daughter gather to pet and embrace the family's golden retriever

Make the most of your Federal Employees Health Benefits (FEHB) Program

Federal employees and retirees are eligible to enroll in APWU Health Plan.
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All Plan News Articles

Latest Benefits & Tools

A doctor in a lab coat examines a young girl's foot during an office visit while the child's mom observes

Where to go for medical care

Before you head to the ER, consider your options for non-emergency care.
Read more
A pharmacist fills a prescription in a drug store

Get the most from your pharmacy benefits

Discover what to ask your pharmacist and the benefits of home delivery.
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A woman sits at her kitchen table with a pot of coffee and a laptop as she tries to make sense of a doctor's bill

Deductibles, copays, and coinsurance: Understanding the out-of-pocket costs of health insurance

Get to know how your health plan works and make the most of your benefits.
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A pharmacist in a white lab coat helps a woman compare the price of a generic medication versus its more expensive brand-name version.

7 ways to lower your healthcare costs

Get tips on limiting your out-of-pocket expenses.
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All Benefits & Tools Articles

DEFINITION

Wellness incentive

Receive a $25 wellness incentive added to your PCA for each family member who completes a yearly checkup or recommended screening.

DEFINITION

Coninsurance

15% coinsurance: The percentage of costs you pay after you pay the deductible.

DEFINITION

Copay

A Copay is a fixed amount you pay for a covered healthcare service, usually at the time you receive the service.

DEFINITION

Plan allowance

Plan allowance is the maximum amount a plan will pay for a covered healthcare service