Medicare enrollment for postal and federal retirees

You can enroll in Medicare if you are a U.S. citizen or legal resident who has lived in the country for at least five consecutive years.

Who is eligible for Medicare coverage?

You can enroll in Medicare if you’re a U.S. citizen or legal resident who has lived in the country for at least five consecutive years. The federal health insurance plan is for people who:

Enroll in Medicare as you turn 65

Your first opportunity to enroll in Medicare is the Initial Enrollment Period, which starts three months before the month you turn 65 and ends three months after the month you turn 65.

Initial Enrollment Period
3 Months Before Your Birthday Month 3 Months After

After you enroll, you can change your coverage during Medicare Open Enrollment, October 15 – December 7.

Medicare Open Enrollment

To explore your enrollment options and access helpful resources, visit Medicare.gov.

Sign up for Medicare through the Social Security Administration

To sign up for Medicare Part A and/or Part B, contact the Social Security Administration (SSA). You need to sign up through SSA so they can verify your eligibility for Medicare.

Start planning for retirement

The U.S. Office of Personnel Management (OPM) Retirement Center helps postal and federal employees and retirees transition from serving America to enjoying retirement. The center offers resources to help you:

Open Season Express Line

Available Nov 9 – Dec 14, 2026

Find answers to your Medicare questions

Still have questions? Contact APWU Health Plan to speak with a customer service representative:

8 am – 7 pm, Monday – Friday

Need help finding a health plan that’s right for you?

DEFINITION

Wellness incentive

Receive a $25 wellness incentive added to your PCA for each family member who completes a yearly checkup or recommended screening.

DEFINITION

Coninsurance

15% coinsurance: The percentage of costs you pay after you pay the deductible.

DEFINITION

Copay

A Copay is a fixed amount you pay for a covered healthcare service, usually at the time you receive the service.

DEFINITION

Plan allowance

Plan allowance is the maximum amount a plan will pay for a covered healthcare service