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Find a plan that’s right for you
We’re here to help you figure out which plan is right for you. Let’s get started.
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Home > Postal Enrollment Center
Make the most of your Postal Service Health Benefits by enrolling in APWU Health Plan during Open Season, November 9 – December 14, 2026.
Our High Option and Consumer Driven Option plans are open to PSHB-eligible employees who are dues-paying members of APWU and associate members of the union.
New PSEs are eligible for the USPS health plan for non-career employees, while PSE with more than one year of service are eligible for the Consumer Driven Option with special rates.
For questions about the High Option or Consumer Driven Option, contact APWU Health Plan to speak with a customer service representative:
Complete the Retiree Health Benefits Election Form (OPM form 2809) and send certified with tracking to:
Office of Personnel Management
Open Season Processing Center
PO Box 5000
Lawerence, KS
66046-0500
For enrollment assistance:
If you want to keep your plan for 2027, you don’t need to act. We will automatically re-enroll you in the same plan.
Self
23A
Self + One
23C
Self & Family
23B
Self
23D
Self + One
23F
Self & Family
23E
If you have questions, contact the Human Resources Shared Service Center (HRSSC):
Select option 5 for benefits
For questions about the High Option or Consumer Driven Option, contact APWU Health Plan:
8:30 am – 6:30 pm ET, Monday – Friday
If the Health Plan is experiencing a high call volume, you can schedule a call back, 9 am – 6:30 pm ET, Monday – Friday.
For questions about your Consumer Driven Option health plan, contact UnitedHealthcare:
Important Notice:
The PSHB Enrollment system will not show the APWU contractually negotiated rates for the Consumer Driven Option.
If you are eligible, your biweekly 2026 plan year rates are as follows:
The correct rates will be applied when USPS sets up your payroll deductions.
DEFINITION
Receive a $25 wellness incentive added to your PCA for each family member who completes a yearly checkup or recommended screening.
DEFINITION
15% coinsurance: The percentage of costs you pay after you pay the deductible.
DEFINITION
A Copay is a fixed amount you pay for a covered healthcare service, usually at the time you receive the service.
DEFINITION
Plan allowance is the maximum amount a plan will pay for a covered healthcare service