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New APWU Health Plan benefits for postal workers and retirees

Welcome to your new Postal Service Health Benefits (PSHB) Program. We give our pledge to protect and support you.

Access new benefits through your PSHB health plan in 2025

2025 High Option

2025 Consumer Driven Option

2025 Medicare Advantage

Receive Medicare Part D prescription drug coverage at no extra cost

As a retired postal employee enrolled in the High Option or Consumer Driven Option, if you enroll in Medicare and do not enroll in a Medicare Advantage plan (Part C), you will be automatically enrolled in the Medicare prescription drug plan (PDP).

The PDP is a benefit for PSHB-covered annuitants and family members who are eligible for Medicare. This coverage provides access to:

  • Low copays/coinsurance
  • $2,000 out-of-pocket maximum
  • Home delivery service
  • PSHB-regulated benefits

Postal Service Health Benefits (PSHB) Program 2025

PSHB is a new, separate program within the Federal Employees Health Benefits (FEHB) Program. Coverage under the PSHB Program is effective January 1, 2025.

If you don’t select a new PSHB health plan during Open Season, APWU Health Plan will automatically enroll you in a 2025 PSHB plan that is the same or similar to your 2024 FEHB plan. You can enroll in a different PSHB plan during Open Season if you choose.

Find answers to your questions about the PSHB Program

Visit Keeping Posted to find news, useful resources, and tools for USPS retirees.

View Introduction to the Postal Service Health Benefits (PSHB) Program, a five-part series of educational videos created by the U.S. Postal Service.

Need help finding a health plan that’s right for you?

Download and access Health Plan resources

PSHB Program: Open Season extended through 12/13

In order to provide Postal Service employees and Postal Service annuitants with additional time to review and/ or change their health insurance enrollment during this inaugural Postal Service Health Benefits Program (PSHBP) year, OPM is extending Open Season through Friday, December 13, 2024, for the PSHBP.

This extension does not include the Federal Employees Health Benefits Program, Federal Employees Dental and Vision Insurance Program.