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Welcome to Open Season 2024 for the Postal Service Health Benefits (PSHB) Program

The PSHB Program is a new health plan within the Federal Employees Health Benefits (FEHB) Program that covers eligible United States Postal Service employees, retirees, and family members, starting January 1, 2025. 

What are my health plan options?

APWU Health Plan offers a fee-for-service High Option and a Consumer Driven Option paired with a Personal Care Account.

High Option

Low copays, low deductibles, and a vast network of providers

Consumer Driven Option

Low premiums, an expansive UHC national network, and greater control

Health plan for postal support employee (PSE)

Nationwide provider
network

100% coverage for many in-network services
100% coverage for in-network preventive care
Personal Care
Account (PCA)
Wellness
incentives
Preferred drug
coverage
Eligible for
Medicare Advantage
Low deductible &
low copays
Eligible for Medicare Part D prescription drug plan (PDP)
Free lab
tests
Free accidental
injury coverage

Low premiums

For more details on each plan, select an option

For a detailed comparison of all benefits,

Eligibility and enrollment

Most postal employees and retirees are eligible to enroll in and become members of APWU Health Plan. 

Postal Service employees in the APWU bargaining unit must become dues-paying members of the APWU, except where exempt by law. 

Are you outside of the bargaining unit?

USPS employees in non-APWU bargaining units—including letter carriers, mail handlers, and rural carriers—may enroll in APWU Health Plan by becoming an associate member of the union for only $35.

Ready to enroll?

Postal employees can enroll for the 2025 plan year online, by mail, or by fax. To enroll online, visit the online enrollment system during Open Season, November 11 – December 13, 2024. If you are new to the system, you will need to create an account.

The APWU has negotiated for non-career PSEs to have access to the PSHB Program.

As a PSE, after one year of service, when you enroll in the Consumer Driven Option, the USPS pays up to 75% of your premium. With other plans, you’re responsible for paying 100% of the premium.

Ready to enroll?

Enroll in your 2025 plan online through LiteBlue or download and complete the required PSE enrollment forms.

All postal retirees who are eligible to enroll in the PSHB Program are welcome to choose APWU Health Plan.

Ready to enroll?

Retirees can enroll for the 2025 plan year online, by mail, or by fax. To enroll online, visit the online enrollment system during Open Season, November 11 – December 13, 2024. If you are new to the system, you will need to create an account.

Need help finding a health plan that’s right for you?

Download and access Health Plan resources

PSHB Program: Open Season extended through 12/13

In order to provide Postal Service employees and Postal Service annuitants with additional time to review and/ or change their health insurance enrollment during this inaugural Postal Service Health Benefits Program (PSHBP) year, OPM is extending Open Season through Friday, December 13, 2024, for the PSHBP.

This extension does not include the Federal Employees Health Benefits Program, Federal Employees Dental and Vision Insurance Program.