COMING SOON: Explore benefits and coverage for our federal health plans.
Open Season 2026
APWU Health Plan offers Medicare Advantage for High Option retirees covered by Medicare Parts A and B. Enrolling in the plan costs you nothing.
With Medicare Advantage, you don’t need to coordinate primary and secondary payers.
See any doctor nationwide who accepts Medicare patients and the plan.
Receive all benefits at no additional cost. Simply continue paying your High Option premium and your Medicare Part B premium, and pay nothing more.
Compare our plans to see how much you could save on your prescription drugs by enrolling in Medicare Advantage.
| Part D prescription drug benefits | High Option with Medicare Parts A & B | High Option with Medicare Advantage |
|---|---|---|
| Retail Tiers | You pay | You pay |
| 1: Generic | $10 | $10 |
| 2: Preferred brand | 25% up to max of $200 | $30 |
| 3: Non-preferred brand | 25% up to max of $300 | $45 |
| 4: Specialty | 25% up to max of $300 | $60 |
| Mail order tiers | ||
| 1: Generic | $20 | $20 |
| 2: Preferred brand | 25% up to max of $300 | $60 |
| 3: Non-preferred brand | 25% up to max of $500 | $90 |
| 4: Specialty | 25% up to max of $150 | $120 |
Pharmacy benefits are based on the APWU Health Plan High Option prescription drug coverage and the Medicare Advantage plan, which includes Part D prescription drug coverage.
Plus, you have access to thousands of digital on-demand workout videos and live-streaming fitness classes through Renew Active®2
Enjoy home-delivered meals, transportation to medical appointments, and in-home personal care for help with daily activities.
Get an annual in-home preventive care visit.
You are eligible to join if you’re enrolled in APWU Health Plan High Option and Medicare Part A and Part B. External link
Contact UnitedHealthcare to find out if you’re eligible to enroll in our Medicare Advantage plan:
Monday – Friday, 8 am – 8 pm CT
Federal Health Plans
COMING SOON: Explore benefits and coverage for our federal health plans.
High Option
Consumer Driven Option
Federal Health Plans
Find your Medicare prescription drug coverage details.
Medicare
High Option
All Health Plans
View benefits for our UnitedHealthcare Medicare Advantage plan.
Medicare
Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract. Enrollment in the plan depends on the plan’s contract renewal with Medicare.
1 Out-of-pocket maximum excludes premiums, prescription drug costs, and non-Medicare covered benefits.
2 Participation in the Renew Active® program is voluntary. Consult your doctor prior to beginning an exercise program or making changes to your lifestyle or health care routine. The information provided through Renew Active is for informational purposes only and is not medical advice. Gym network may vary in local market.
3 Other hearing exam providers are available in our network. Your plan includes benefits for hearing aid coverage outside of the UnitedHealthcare Hearing network. See plan for details.
4 Optum HouseCalls may not be available in all areas.
DEFINITION
Receive a $25 wellness incentive added to your PCA for each family member who completes a yearly checkup or recommended screening.
DEFINITION
15% coinsurance: The percentage of costs you pay after you pay the deductible.
DEFINITION
A Copay is a fixed amount you pay for a covered healthcare service, usually at the time you receive the service.
DEFINITION
Plan allowance is the maximum amount a plan will pay for a covered healthcare service