COMING SOON: Explore benefits and coverage for our federal health plans.
Open Season 2026
Choose a health plan that offers low copays, affordable deductibles, and a nationwide UnitedHealthcare network.
Benefits at a glance
$25 copay for office visits, including specialists.
$30 copay for all urgent care centers.
$10 copay for retail non-specialty Tier 1 drugs.
Learn more about the High Option:
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High Option
$191.92
biweekly premium
Enrollment code 471
High Option
$374.71
biweekly premium
Enrollment code 473
High Option
$461.61
biweekly premium
Enrollment code 472
Important rate information
You do not need to be represented by APWU to enroll in APWU Health Plan. Eligible federal employees can enroll as APWU associate members and are charged a $35 annual membership fee, unless exempt by law.
High Option
$415.83
monthly premium
Enrollment code 471
High Option
$811.87
monthly premium
Enrollment code 473
High Option
$1,000.15
monthly premium
Enrollment code 472
Important rate information
Eligible federal retirees can enroll in APWU Health Plan as APWU associate members and are charged a $35 annual membership fee, unless exempt by law. Medicare-eligible retirees may also have additional Medicare coverage available through the Plan.
Download the APWU Health Plan federal flyer to learn about benefits and coverage details.
Find doctors and providers in our national network.
Locate behavioral health providers.
The High Option prescription drug plan includes access to 67,000+ pharmacies in the Optum Rx network, along with home delivery options in all 50 states.
High Option members receive dental benefits as part of the medical plan, including coverage for routine dental care, exams, cleanings, x-rays, and fluoride treatment.
Behavioral health
Infertility services
Cancer Centers of
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Federal Health Plans
COMING SOON: Explore benefits and coverage for our federal health plans.
High Option
Consumer Driven Option
Federal Health Plans
View a summary of benefits and coverage (SBC) for your plan.
High Option
All Health Plans
Locate in-network medical doctors and providers.
High Option
DEFINITION
Receive a $25 wellness incentive added to your PCA for each family member who completes a yearly checkup or recommended screening.
DEFINITION
15% coinsurance: The percentage of costs you pay after you pay the deductible.
DEFINITION
A Copay is a fixed amount you pay for a covered healthcare service, usually at the time you receive the service.
DEFINITION
Plan allowance is the maximum amount a plan will pay for a covered healthcare service