Enjoy low copays and affordable deductibles with theHigh Option
Based on your answers, the High Option from APWU Health Plan will help you save on copays and deductibles.
High Option premiums
Get 100% coverage
100% coverage for in-network care
- Preventive care and screenings
- Mammograms:
- Age 35–39, one during this five-year period
- Age 40–64, one every calendar year
- Age 65 and older, one every two consecutive calendar years
- Maternity care and support
- Lab tests (covered blood work performed at LabCorp and Quest Diagnostics)
- Tobacco cessation program
- Visits to a registered dietician / nutritionist
- Accidental injury outpatient services within 72 hours
Low in-network co-pays
Save money by staying in network
$450 in-network deductible for Self or $800 in-network deductible for Self Plus One or Self & Family
$25 copay for office visits, including specialists
$30 copay for all urgent care centers
$10 copay for Tier 1 drugs
Provider networks
Save money when you see providers in the UnitedHealthcare network, with no need to get a referral. Members have access to UnitedHealthcare network, including:
1.7+ million
providers – as of July 2023
5,000+
hospitals and care facilities
13,500
urgent / convenience care clinics
5,800
freestanding ambulatory surgery centers
100%
digitally focused virtual primary care
Programs & additional benefits
Wellness programs
Rally® is a digital health experience that offers personalized recommendations to help you move more, eat better, and feel great.
One Pass Select is a fitness and well-being subscription-based network that provides access to more than 16,000 gyms and studios.
Maven provides free, 24/7 virtual support for pregnancy, postpartum, and returning to work after parental leave.
Additional benefits
Behavioral health
Health management programs
Infertility services
Cancer Centers of Excellence
Medicare Advantage for High Option retirees
The UnitedHealthcare® Medicare Advantage (PPO) for APWU Health Plan enhances your PSHB Program coverage by reducing or eliminating cost-sharing for services. To qualify for this program, you must be retired and enrolled in the High Option and in Medicare Parts A and B.
NEW for 2025:
- A $100 monthly Part B premium subsidy
- Eyewear allowance offered every 24 months: $130 for glasses or $175 for contacts
Ready to enroll?
Together. Better health.
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