As a member of APWU Health Plan, you can access care from the extensive nationwide UnitedHealthcare network.
The High Option and Consumer Driven Option both feature a nationwide UnitedHealthcare network of 1.8 million+ providers—as of 2025—and more than 5,600 hospitals and care facilities, with no need to get a referral.
With low copays and low deductibles, this is a premier plan in the Federal Employees Health Benefits (FEHB) Program.
Locate High Option network medical doctors and providers:
For Utah residents, locate High Option network doctors and providers:
Locate High Option network behavioral health providers:
Use any doctor or healthcare facility you want, but save money when you see providers in the UnitedHealthcare network:
With virtual visits, members pay 15% of the Plan allowance, less than the cost of an in-person office visit.
Review the 2026 APWU Health Plan FEHB brochure detailing federal employee benefits.
High Option Members: See clarification for Section 5(c)- Services provided by a hospital or other facility, and ambulance services.
For most services in this section, a deductible is not required. The calendar year deductible only applies to outpatient hospital or ambulatory surgical center. If you have additional questions or would like to verify your benefits, please contact the Health Plan at 1-800-222-2798.
Discover the APWU Health Plan’s 2026 offerings, including the High Option and Consumer Driven Option plans. Learn more about benefits, coverage, and how these plans can meet your health care needs.
Visit our Virtual Health Fairs page to see the full schedule and register for upcoming sessions.